Life and Critical Illness Insurance in Cumbria, the South Lake District and Furness Peninsula
Life assurance should be the bedrock of every family's financial planning, but many people are confused about just what it does and why it can be so valuable.
Life insurance protects your standard of living.
At its simplest, life insurance helps families continue to pay the bills if one partner dies. Most families have their mortgages paid off in such a situation from the life insurance linked to their mortgage but, without extra cover, the survivor and any children could struggle to pay all the other bills.
A wide range of protection products is available and many people either vastly underestimate the amount of life assurance they should have or pay far too much for their cover. Poole Townsend will be only too happy to arrange a free, no-obligation review of your life insurance and critical illness protection needs. Our qualified insurance consultants have a wealth of experience in assessing life assurance needs and advising on how best to meet them.
Critical illness insurance pays a lump sum if you suffer one of the illnesses defined in your policy.
Critical illness cover insurance policies can make a big difference if you suffer a major illness. They may even provide enough money to enable you to take early retirement if your illness makes you unable to work.
So if you suffer a heart attack, stroke or cancer, for instance, you could receive a one-off payment if you survive. The need for this type of insurance cover may seem remote to you now but did you know that 1 in 5 males and 1 in 6 females will suffer a critical illness before the age of 65?*
Poole Townsend Insurance Services have access to a full range of insurance policies in the South Cumbria and Furness area and can also advise you on income protection policies and private medical insurance. Furthermore, because we are independent, we can advise you on the best products for your situation.
With offices in Barrow, Dalton, Ulverston, Grange and Kendal, Poole Townsend is one of the longest-established life and critical illness insurance specialists in South Cumbria and Furness. You can get in touch with one of our local insurance specialists via your local branch of Poole Townsend Insurance Services or complete our online enquiry form.
* based on males and females aged 40 on illnesses such as cancer, heart attack or stroke, Source: GE Frankona Re estimate July 2001.
Poole Townsend are Independent Financial Advisers authorised and regulated by the Financial Services Authority. Regulated by the Solicitor Regulation Authority No. 00076553