When it comes to selling your property, you need to supply your legal team (conveyancer) with lots of information about your property. The Law Society is making this easier for the seller with the introduction of a revised property information...
The Energy Act 2011 contains a clause with potentially severe implications for the owners and occupiers of about 20% of all commercial property. This act provides that regulations must be made before 1 April 2018 which is likely to prohibit letting a...
OK, so you’ve worked all you life, either for yourself or for a company that doesn’t provide a pension and you’ve been careful enough to save for your future, you want to be able to enjoy yourself, and why not. So potentially what you...
Latest figures from the Council of Mortgage Lenders show that buy-to-let lending is continuing to grow. Ruth Grimes, Head of Lettings, Poole Townsend, comments: "High yields, stagnant property prices and improved financing options are encouraging...
Poole Townsend is proud to sponsor a tee at this year’s Captain's Charity am/am event being held on Sunday 28th July 2013, at Ulverston Golf Club, Cumbria. This charity event is well attended with approximately 200 players throughout the...
But it’s all for a good cause – The Fred Whitton Challenge Local solicitor and regular contributor to the Evening Mail’s Law Talk column, Martin Oates, will be riding in this year’s annual, Fred Whitton Challenge on Sunday May...
Q I was knocked off my bicycle when a car emerged from a junction. The car driver immediately admitted responsibility. I broke my wrist and had injured my back. I have been signed...
Last time we highlighted the demise of “bank advice” and the changes that are affecting the financial advice arena. Here we look at a key question on many investors’ minds when they see a financial advisor, is it safe? One of the key...
I saw a lovely chap recently. He and his wife have been clients of ours for years. We have done their Wills, bought and sold their houses and arranged their mortgages. We have helped their children with their divorces and their grandchild when they got in...
It is a regular occurrence, during the sale of a property, that the buyer becomes aware of works completed within the last few years which require building regulation approval or other certification. These may be in connection with actual building works but...
(with pic l-r: Sara Horne, Tina Bower, Susan Pyne (Head of Conveyancing), Stephen Greenwood, Su Foxon, Pam Atherton and Gaye Myers) Poole Townsend’s conveyancing is quality, and that’s official as they have been accepted for...
(with pic of winners: Autumn Wilson Hancock (Year 2) and Islay Reddy (Year 4) from Sir John Barrow School, Ulverston) Over 300 Key Stage 1 and 2 children from six of our local schools entered into the Easter spirit and coloured in an Easter poster...
Under the new scheme which came into force on the 10 th September 2012, the formula for maintenance is based on gross income data as supplied by HMRC. The new formula is: Gross weekly income up to £800.00. One child 12%. Two children 16%. ...
The Government recently proposed a £75,000 cap on long-term care (LTC) costs. But what does that mean and will it make any difference? Around 40% of elderly people in care are "self-funders" because when they enter care, they have over...
One of the most valuable assets to be resolved in any financial divorce settlement is pensions. This is particularly so the older the parties are. They are usually dealt with in one of two ways:- 1. Off-setting – this means that the value...
On the 1st of January 2013 the Financial Services Authority (FSA) finally introduced the Retail Distribution Review, RDR. Don’t be surprised if you haven’t heard of it, you’re not alone! This has been the biggest change in the financial...
Savers in Cyprus were shocked at the weekend to learn that the government plans to raid their savings accounts. The proposals to apply a levy of up to 9.9% have been made with the backing of the European Central Bank, the European Commission and the...
The government has announced in today’s budget the introduction of a Help to Buy Scheme. This is a loan of up to 20% of the value of the property (subject to conditions) which will be interest free for the first 5 years. It only applies to new build...
Last week I explained the initial steps in buying/selling property. This week I will explain the final step, the ‘Exchange of Contracts’. Step 6: Following exchange of contracts, final documentation is put in place for the...
