When thinking about planning your future and considering your different insurance options it may be worth sitting down with one of our advisors and talking about Income Protection Insurance.
Income protection insurance (IPI) pays you a regular income if you can't work because of sickness or disability and continues until you return to paid work or you retire.
What makes IPI different to Critical Illness insurance?
Critical illness often only covers a very limited range of illnesses, all of which we would explain to you during our meeting and covers you for shorter period of time than income protection insurance. If you don't have savings or if your current employer doesn't cover IPI, then this kind of insurance can give you piece of mind in the event of you falling ill.
Reviewing your options
We will take this opportunity to gather all the relevant information about you and your circumstances. Knowing about your lifestyle helps us to advise on the best insurance option for you. It may be that you need a combination of different insurance services, or that you'd be better off with a solutuion you didn't expect. We’ll look at any existing policies you might have as quite often people pick the wrong policy.
If you're unsure on where to go next with your insurance contact us today and we'll make things plain and simple.